Overview of the Supplemental Security Income Program
Some people who receive Social Security income still have trouble meeting their basic needs. The Supplemental Security Income helps adults and children with money for food, clothing and shelter. The program also helps people who did not work long enough to qualify for Social Security. This money does not come directly from Social Security but from the general budget since it is not based on how long you have worked or how long someone in your family has worked.
Who is eligible?
If you are an adult, you must be disabled and unable to work. Your monthly income cannot exceed the federal benefit rate. Children must be under the age of 18 and blind or permanently disabled. For children, the income of the parents is considered.
How does it work?
You must apply for the benefits at the Social Security Administration office in your area. You need to bring your personal information with you including your Social Security Card, your medical information and proof of income. You must also list all of your resources. This can include any property you own.
What if I am Denied?
If you are denied, you can appeal the decision. You can ask for a Reconsideration which is decided by the Social Security Administration. To appeal if you are turned down for Reconsideration, you can file for a hearing before an Administrative Law Judge. If you are still not satisfied, you can apply to the Appeal Committee. If the committee turns you down or refuses to review your appeal, you only other option is to file an appeal in U.S. District Court. An attorney can help you through the complicated appeals process if you are denied.