Benefits of SSDI

SSDI can provide regular monthly payments to eligible recipients. This can be beneficial for those who must live on a fixed income as they will know how much money to expect every month for budgeting purposes. The SSA is also able to provide annual cost of living increases that may be tax free under some circumstances.

SSDI beneficiaries are eligible to receive Medicare Part A (hospital), Part B (medical benefits), and Part D (drug benefits) after 24 consecutive months of receiving SSDI. The age of the recipient is not a consideration. Paying for private healthcare coverage can be nearly impossible for disabled workers, so this is a much needed benefit. Beneficiaries should also look into other types of aid to help pay for housing, food, and education. For those who want to work in some capacity while still receiving benefits, the SSA provides job opportunities and training programs. In addition, money earned while on disability will not adversely affect the person’s retirement benefits.

Dependents of a disabled worker such as a spouse or minor child may be eligible for benefits as well since their head of household is unable to provide a living wage for the family. In special cases, this benefit can possibly be extended to stepchildren or grandchildren.

Tags: Appealing a Claim, Appeals Process, Applying for Benefits, SSDI Appeal, SSDI Appeals Process, SSDI Assistance

This article was posted on Monday, July 18th, 2011